PRESS RELEASE

New York – April 19, 2007 – The Wolfsberg Group and The Clearing House Association L.L.C. today issued a statement endorsing measures to enhance the transparency of international wire transfers to promote the effectiveness of global anti-money laundering and anti-terrorist financing programs. The measures include both the development of an enhanced payment message format, which would include more detailed information about those conducting wire transfers in certain instances, as well as calling for the global adoption of basic messaging principles aimed at promoting good practice with respect to the payment system.

Over the last 30 years, the world’s banks have developed an efficient and effective international payment system. The smooth functioning of this system is vital to global financial stability. The steps outlined above will both better protect the integrity of the system and help ensure its continued efficient functioning.

With the support of the global regulatory community and subject to acceptance by the membership of the Society for Worldwide Interbank Financial Telecommunication (SWIFT), the co-operative supplying secure standardized messaging services and interface software, it is anticipated that an enhanced payment message format will be developed.

The statement, including the messaging principles, is available on www.wolfsberg-principles.com

Members of the Wolfsberg Group are ABN AMRO, Banco Santander Central Hispano, Bank of Tokyo – Mitsubishi UFJ, Barclays, Citigroup, Credit Suisse, Deutsche Bank, Goldman Sachs, HSBC, JPMorgan Chase, Société Générale, and UBS.

Members of The Clearing House Association L.L.C. are Bank of America, National Association; The Bank of New York; Citibank, N.A.; Deutsche Bank Trust Company Americas; HSBC Bank USA, National Association; JPMorgan Chase Bank, National Association; LaSalle Bank, National Association; UBS AG; U.S. Bank National Association; Wachovia Bank, National Association; and Wells Fargo Bank, National Association.

Media contact: For the Wolfsberg Group

David Bagley, Co-Chair, davidbagley@hsbc.com, (44) (20) 7991 8645 Philipp von Turk, Co-Chair, philipp.von.turk@jpmorgan.com, Telephone: 212.464-1226

Media contact: For The Clearing House Association L.L.C.

Greg Berardi, Office: 415.239.7826, Mobile: 415.672.2377, greg@bluemarlinpartners.com Chip Savidge, Office: 212.613.9896, Mobile: 917.576.0957, chip.savidge@theclearinghouse.org